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You can happily port your health insurance policy

Posted by sanjay on August 8th Nike Jordan Retro Shoes For Sale , 2016


Rohit was not happy with their existing health insurance service provider as there was a hike in the premium for three year old policy and decided to port it to the new insurer. However, he was worried that the new insurer will treat him as fresh policyholder and impose a waiting period for the pre-existing diseases.


But, IRDAI guidelines on health insurance policies portability terms and condition ensures that Rohit was able to switch to the new insurance provider without having to lose the benefits being accumulated with the previous insurance provider. A pre-existing condition is any disease that the policyholder has to wait for to get incorporated in the plan within 48 months prior to purchase of the health insurance policies.