While I still had my finger next to the symbol Nike Air Presto High Ultra Flyknit White UK , she went through each card, one a time. She carefully checked to see if she had a "match" - and when she found one, she put it down on top of the pile.
The game was a great success--especially since she won the first round!
"That's one point for the team 'My Little Pony' (as she had named her team)," I congratulated her. She beamed with pride. She had won and she had done it all by herself.
As I sat there admiring her accomplishment, I realized how easy it is to miss opportunities like this that are educational in nature. This game taught her taking turns Mens Nike Air Presto Flyknit Ultra High Grey UK , sorting, colors, and shapes.
It's always a great asset as a home school parent to have one more way to help our kids learn and practice what they've been learning. So, "Uno away"!!
Money Sense For The Home-Based Business Owner
Posted by nick_niesen on October 28th, 2010
Like many aspiring entrepreneurs Mens Nike Air Presto Flyknit Ultra High Red UK , you may have decided to break free of your job to live your dream of working from home. You're ready to seize the opportunity for freedom, unlimited earning potential and chance to live your life exactly the way you want.
One of the biggest challenges you will face during the first two years will revolve around cash flow and money management.
In order to give yourself the best chance possible of surviving the first two years so you can thrive from that point on, it's imperative that you achieve mastery in five areas:
1.Gain control over your spending today 2.Create a personal and business budget 3.Increase your financial IQ 4.Explore sources of capital 5.Think like a successful business owner
First things first. Gain control over your spending today - Honestly evaluate your spending habits and identify where your money is going. Are you living beyond your means and buying things you don't really need?
In The Millionaire Next Door, by Thomas J. Stanley and William D. Danko, a focus group interview of ten first generation millionaires revealed that most millionaires don't own expensive clothes Mens Nike Air Presto High Ultra Flyknit Blue White UK , watches or other status objects, and you won't find them driving brand new luxury cars.
A millionaire Texan coined the expression, "Big Hat No Cattle" to illustrate the fact that many people like to create the illusion of wealth by making extravagant purchases yet have little to no financial wealth.
Many of these people are deep in debt and if they were to lose their jobs today, wouldn't be able to survive three months on their savings.
Take control over unnecessary spending. Do you NEED 50 pairs of shoes and a matching purse for each? Do you NEED a new vehicle every three years? Before making a purchase, ask yourself if it will contribute to your building a successful business or take you further away from it.
Create a budget 聳 Do you know how much money you're bringing in each month and how much is going out? Budgeting doesn't have to be unpleasant or difficult and if you don't know where to begin balenciaga speed trainer uk , there are a multitude of helpful resources and articles on the Internet to get you started at no cost.
Successful business owners understand the importance of a budget and follow it faithfully.
If you have no interest or willingness to learn how to budget your money, business ownership is not for you.
Increase your financial IQ 聳 You don't have to become a financial genius or investment guru, but you do need to have the basic skills. You can access a helpful questionnaire at to help you measure your financial intelligence and identify areas requiring attention.
Also, get your hands on the book Rich Dad Poor Dad by Robert Kyosaki.
Explore Sources of Capital 聳 The first year may require significant investment in equipment, education and marketing and there's no guarantee your business will start making money right away.
Unless you have significant savings put aside for the start-up period nike cortez classic uk , you will need to explore alternate sources of capital.
Explore financing options through government programs, start-up loans, angel investors, partnerships, friends and family nike air presto womens uk , and although I don't recommend this one unless you are proven financially responsible, credit cards.
Depending on your product or service, perhaps pre-selling to your clients and customers would be feasible. Suppliers might also provide the start-up money you need.
If you borrow money, even if from family or friends, always get agreements in writing and make sure the loans are set up with proper security nike air presto mens uk , terms and conditions and a payment schedule.
Think and act like a business owner 聳 When you transition from employee to entrepreneur, you will require a shift in your thinking. You will quickly discover that trying to get everything for free or at a "deal" will actually hinder your success.
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